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收入分配是欧洲银行资本短缺的一个主要原因。要理解个中原因,可以回顾2014年10月欧洲银行局(European Banking Authority,EBA)对欧元区123家大银行所做的资产负债表压力测试,该测试发现所有银行存在250亿欧元的资本短缺。


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