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Por qué África debería abandonar el dinero en efectivo

YAMOUSSOUKRO – Últimamente, la India ha apuntado a un ambicioso objetivo: una economía sin dinero en efectivo. A pesar de los primeros errores y frustraciones, resultará ser un cambio para mejor para los 1,31 mil millones de habitantes del país. África debería fijarse una meta similar y dar el primer paso estableciendo una unión monetaria.

Por supuesto, lograr una sociedad sin dinero no es un fin en sí mismo. Más bien, es un medio para ayudar a promover la inclusión financiera, la seguridad y la prosperidad.

Hoy en día, unos 326 millones de africanos -el 80% de la población adulta del continente- no utilizan servicios financieros formales o informales. Pero esconder los billetes bajo el colchón no es manera de proteger el ahorro de las familias, y mucho menos de permitir que los hogares acumulen capital suficiente para escapar de la pobreza crónica.

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