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加密货币大劫案

纽约—每个文明国家都会严格监管金融体系,其来有自。毕竟,2008年全球金融危机主要原因便是金融监管不力。骗子、罪犯和贪污者层出不穷,除非投资者能够得到保护,否则没有哪个金融体系能够实现应有的目的。

因此,有的监管要求证券必须注册,有的要求资金服务活动必须有许可证,有的要求资本管制包括“反洗钱”(AML)和“了解你的客户”(KYC)条款(以防避税和其他非法金融流动),有的要求资金管理人与客户利益一致。这些法律和监管保护了投资者和社会,因此产生一些合规成本时合理的,也是合适的。

但当前监管机制没有覆盖全部金融活动。加密货币常常在官方金融监督范围之外发行和交易,规避合规成本被包装成效率的来源之一。结果是加密领域成为一个不受监管的大赌场,不受监管的犯罪活动肆虐。

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