I personally like the sobering speech especially in the context of current global economy crisis triggered by American sub-prime lending crisis and European debt crisis. As since the beginning of the crisis, There are murmurs of discontent among people in other industries about the venality among big bankers and the scantiness of self-discipline among finance specialists. I cite the last sentence. "Good luck in reinventing finance. The world needs you to succeed" not only in your personal own pocket but in serving millions of people.