小额信贷催化剂

坎布里奇——所谓的“影响投资者”(impact investor)——即为解决社会挑战的企业提供资本并获取利润的投资者——是当前经济发展的新晋推动力。美国总统奥巴马的社会创新和公民参与办公室(Office for Social Innovation and Civic Participation)最近召集了100多位影响投资者,讨论影响投资如何在美国和发展中国家开展。联合国基金会和美国国务院成立了一个5亿美元的公私合作计划,用以在穷国推广清洁厨灶。英国、荷兰和法国的发展机构正在考虑将部分资金配置于扶贫事业。

据世界银行统计,大约14亿人生活在极端贫困中(每天收入不足1.25美元),26亿人生活在一般贫困中(每天收入不足2美元)。10亿多一般贫困人口——比整个非洲的总人口还要多——生活在南亚。影响投资能够在消除全球贫困方面胜过收效甚微的老办法吗?

贫困人口急需照明、烹饪用燃料、可负担且易获得的医疗、清洁水源、基础教育以及金融服务。供给这些需求的政府计划深受腐败困扰(有人估计,印度大约50—70%的福利支出被盗用了),而且无法提供高质量的服务。此外,大公司则无法满足这些人口的需要,因为这要求它们围绕新产品、新物流和新定价体系重新规划已有的商业模式。

To continue reading, please log in or enter your email address.

Registration is quick and easy and requires only your email address. If you already have an account with us, please log in. Or subscribe now for unlimited access.

required

Log in

http://prosyn.org/dc2hzC8/zh;
  1. Patrick Kovarik/Getty Images

    The Summit of Climate Hopes

    Presidents, prime ministers, and policymakers gather in Paris today for the One Planet Summit. But with no senior US representative attending, is the 2015 Paris climate agreement still viable?

  2. Trump greets his supporters The Washington Post/Getty Images

    Populist Plutocracy and the Future of America

    • In the first year of his presidency, Donald Trump has consistently sold out the blue-collar, socially conservative whites who brought him to power, while pursuing policies to enrich his fellow plutocrats. 

    • Sooner or later, Trump's core supporters will wake up to this fact, so it is worth asking how far he might go to keep them on his side.
  3. Agents are bidding on at the auction of Leonardo da Vinci's 'Salvator Mundi' Eduardo Munoz Alvarez/Getty Images

    The Man Who Didn’t Save the World

    A Saudi prince has been revealed to be the buyer of Leonardo da Vinci's "Salvator Mundi," for which he spent $450.3 million. Had he given the money to the poor, as the subject of the painting instructed another rich man, he could have restored eyesight to nine million people, or enabled 13 million families to grow 50% more food.

  4.  An inside view of the 'AknRobotics' Anadolu Agency/Getty Images

    Two Myths About Automation

    While many people believe that technological progress and job destruction are accelerating dramatically, there is no evidence of either trend. In reality, total factor productivity, the best summary measure of the pace of technical change, has been stagnating since 2005 in the US and across the advanced-country world.

  5. A student shows a combo pictures of three dictators, Austrian born Hitler, Castro and Stalin with Viktor Orban Attila Kisbenedek/Getty Images

    The Hungarian Government’s Failed Campaign of Lies

    The Hungarian government has released the results of its "national consultation" on what it calls the "Soros Plan" to flood the country with Muslim migrants and refugees. But no such plan exists, only a taxpayer-funded propaganda campaign to help a corrupt administration deflect attention from its failure to fulfill Hungarians’ aspirations.

  6. Project Syndicate

    DEBATE: Should the Eurozone Impose Fiscal Union?

    French President Emmanuel Macron wants European leaders to appoint a eurozone finance minister as a way to ensure the single currency's long-term viability. But would it work, and, more fundamentally, is it necessary?

  7. The Year Ahead 2018

    The world’s leading thinkers and policymakers examine what’s come apart in the past year, and anticipate what will define the year ahead.

    Order now