电子货币革命

有关新形式电子货币的多数新闻报导错误地将其描绘成科技发烧友的新宠。那么,如果随身携带"智能卡"而不是硬币,会给人们的生活带来哪些变化?变化实在太大了。新形式的货币听上去就像汽车的电动车窗,或是电视的遥控装置。没有这些玩意儿可能对我们更好。

但这样的媒体报导不够高瞻远瞩,未能全面理解人们和企业创造新业务方式的过程中,伴随着新形式电子货币变化的所有内涵。电子货币绝不仅仅是付款渠道的改变:随着它的发展,它将有助于重塑整个世界经济。

如果两种主要作用充分发挥,可能会对电子货币的发展有所帮助。最重要的是,电子货币将通过激励主动创意对人们的思想产生深远的影响。其二,电子货币将推动全球化,扩大互联网的范围和适应性,从而让人们能与世界各地更加简捷有效地沟通。如果能把这两种作用结合在一起,就能让成百上千万人以前所未有的效率共同合作。

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