coal factory Nicholas Kamm/AFP/Getty Images

Berhenti Mengasuransikan Bencana Perubahan Iklim

RIPTON, BERMONT – Pada bulan lalu, Inggris tidak menggunakan listrik yang berasal dari energi batu bara selama satu hari penuh untuk pertama kalinya sejak terjadinya Revolusi Industri. Ini merupakan sebuah berita baik – dan merupakan pertanda bagi masa depan mengingat Inggris yang merupakan negara pertama yang mengawali penggunaan batu bara, kini sedang memasuki sebuah era baru. 

Sama seperti fax yang membuka jalan bagi email dan minyak ikan paus yang membuka jalan bagi penggunaan minyak tanah, batu bara juga membuka jalan bagi bentuk energi yang lebih ramah lingkungan. Dan pergantian ini akan berjalan lebih cepat – mungkin cukup cepat agar kita dapat memperlambat perubahan iklim – jika industri asuransi yang besar dan kuat mau untuk ikut serta dalam hal ini.

Dengan menjamin perkembangan masyarakat industri dan batu bara yang memberikan sumber tenaga untuk hal tersebut, industri asuransi adalah salah satu pendukung Revolusi Industri yang sangat peting namun sering diabaikan. “Hal ini mungkin terjadi berkat adanya asuransi,” kata Henry Ford, ketika melihat cakrawala New York: “Tanpa asuransi, tidak mungkin ada gedung pencakar langit. Tidak akan ada investor yang mau membiayai bangunan yang dapat habis terbakar hanya karena sebatang rokok.”

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