社会不平等如何引发了金融危机

芝加哥——
在金融危机发生之前,美国两大房屋抵押贷款机构“房利美”与“房地美”都得到政府的支持,在美国两党的怂恿下,这两个贷款机构向选区内的低收入家庭提供贷款。这种热衷于向穷人提供房产贷款的现象背后,则是出于对社会收入不平等日益加深的深切忧虑。 

自上世纪70年代以来,美国工资分配群体中,90%的办公室经理比50%的普通工人和办公室职员的工资增长速度快得多。这就拉大了收入的差距。

也许最重要的原因是因为美国的技术进步对劳动力技能的要求有了很大提高。40年前,一份高中文凭就足以应付办公室职员的工作,但现在本科学历都不太够用了。我们的教育体制一直未能给我们的劳动力大军提供所必需的教育。原因有多方面,责任心的缺乏、社会化进程、早期的学前教育、小学及中学教育不完善,这些原因都导致许多美国人未能进入大学学习。

To continue reading, please log in or enter your email address.

Registration is quick and easy and requires only your email address. If you already have an account with us, please log in. Or subscribe now for unlimited access.

required

Log in

http://prosyn.org/TJ9OZFj/zh;
  1. China corruption Isaac Lawrence/Getty Images

    The Next Battle in China’s War on Corruption

    • Chinese President Xi Jinping knows well the threat that corruption poses to the authority of the Communist Party of China and the state it controls. 
    • But moving beyond Xi's anti-corruption purge to build robust and lasting anti-graft institutions will not be easy, owing to enduring opportunities for bureaucratic capture.
  2. Italy unemployed demonstration SalvatoreEsposito/Barcroftimages / Barcroft Media via Getty Images

    Putting Europe’s Long-Term Unemployed Back to Work

    Across the European Union, millions of people who are willing and able to work have been unemployed for a year or longer, at great cost to social cohesion and political stability. If the EU is serious about stopping the rise of populism, it will need to do more to ensure that labor markets are working for everyone.

  3. Latin America market Federico Parra/Getty Images

    A Belt and Road for the Americas?

    In a time of global uncertainty, a vision of “made in the Americas” prosperity provides a unifying agenda for the continent. If implemented, the US could reassert its historical leadership among a group of countries that share its fundamental values, as well as an interest in inclusive economic growth and rising living standards.

  4. Startup office Mladlen Antonov/Getty Images

    How Best to Promote Research and Development

    Clearly, there is something appealing about a start-up-based innovation strategy: it feels democratic, accessible, and so California. But it is definitely not the only way to boost research and development, or even the main way, and it is certainly not the way most major innovations in the US came about during the twentieth century.

  5. Trump Trade speech Bill Pugliano/Getty Images .

    Preparing for the Trump Trade Wars

    In the first 11 months of his presidency, Donald Trump has failed to back up his words – or tweets – with action on a variety of fronts. But the rest of the world's governments, and particularly those in Asia and Europe, would be mistaken to assume that he won't follow through on his promised "America First" trade agenda.