理想之屋不再有?

布鲁塞尔——

2007年金融危机爆发的根本原因之一是房产市场的过度膨胀。至今,这一问题仍未得到解决,而且将会在未来几年继续搅浑各国经济。如今,每个人都知道危险的美国“次级”抵押贷款(“次级”这两个字说明了一切)。但是我们很容易忘却,其实当年房市的发展是令人欢欣鼓舞,因为这让那些甚至在一般情况下无法获得抵押贷款的人都能拥有房子。次级抵押贷款使美国梦美梦成真。

当然,世界上其他地区数以亿计的人也怀揣着同样的梦想。但是各国房产贷款运行模式大相径庭。这些差异导致了最近全球失衡和金融崩溃。

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