Jon Krause

Le microcrédit, un bien ou un mal ?

KIEL – "La réussite par l'éthique", telle semble être l'expression à la mode dans le monde des affaires. Il s'agit pour les entreprises d'assumer leur responsabilité sociale pour accroître leurs bénéfices. Ainsi Pepsi améliore son image en produisant des boissons plus saines.

Pourtant dans la plus grande partie du monde la réussite éveille la suspicion, surtout si elle se bâtit sur l'argent des personnes les plus démunies. A titre d'exemple récent, la situation dans l'Andhra Pradesh en Inde où le gouvernement en est venu à porter des restrictions au microcrédit.

Pour les passionnés de l'aide au développement, le microcrédit est une panacée. Qui pourrait s'opposer à un système qui donne des résultats apparemment extraordinaires, à l'image de ces femmes du Bangladesh qui ont réussi à sortir de la pauvreté grâce à un microcrédit qui leur a permis d'acheter des téléphones portables pour vendre des minutes de communication aux habitants de leur village.

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