Paul Lachine

美国针对富人的“社会主义”

正当人们谈论金融危机复苏之际,美国的银行业同时在重新考虑如何加强监管。为了以防止另一次危机的发生,政治人物也在谈论如何改革监管规范。还有一个我们必须关注的领域——银行正在重整旗鼓,想要回复到往日的辉煌。

过去的体系对银行非常有利(虽然对股东是否有利就另说了),如此说来,他们为什么要改变呢?实际上,我们在危机后作出了的大量努力,但收效却甚微,银行比以前更没有竞争力,那些因为规模庞大而没法倒闭的银行变得规模更加庞大。

大家早就知道一个事实:美国银行不仅大的不能倒闭,而且如此庞大的规模也不利于管理。这也是他们一直经营不善的原因所在。每当他们运转失灵之时,政府就出面重组,提供存款信用保险,同时持有银行的股份。政府官员们深知,如果他们救援稍缓出台,那些“僵尸”或是濒临“僵尸”银行——几乎没有净资产,“死马”还被当作“活马”来医——为了自保,很有可能会放手一搏。如果冒险成功,他们自然会转危为安,如果失败,那就留给政府来“埋单”了。

To continue reading, please log in or enter your email address.

Registration is quick and easy and requires only your email address. If you already have an account with us, please log in. Or subscribe now for unlimited access.

required

Log in

http://prosyn.org/4Li4tyR/zh;
  1. Patrick Kovarik/Getty Images

    The Summit of Climate Hopes

    Presidents, prime ministers, and policymakers gather in Paris today for the One Planet Summit. But with no senior US representative attending, is the 2015 Paris climate agreement still viable?

  2. Trump greets his supporters The Washington Post/Getty Images

    Populist Plutocracy and the Future of America

    • In the first year of his presidency, Donald Trump has consistently sold out the blue-collar, socially conservative whites who brought him to power, while pursuing policies to enrich his fellow plutocrats. 

    • Sooner or later, Trump's core supporters will wake up to this fact, so it is worth asking how far he might go to keep them on his side.
  3. Agents are bidding on at the auction of Leonardo da Vinci's 'Salvator Mundi' Eduardo Munoz Alvarez/Getty Images

    The Man Who Didn’t Save the World

    A Saudi prince has been revealed to be the buyer of Leonardo da Vinci's "Salvator Mundi," for which he spent $450.3 million. Had he given the money to the poor, as the subject of the painting instructed another rich man, he could have restored eyesight to nine million people, or enabled 13 million families to grow 50% more food.

  4.  An inside view of the 'AknRobotics' Anadolu Agency/Getty Images

    Two Myths About Automation

    While many people believe that technological progress and job destruction are accelerating dramatically, there is no evidence of either trend. In reality, total factor productivity, the best summary measure of the pace of technical change, has been stagnating since 2005 in the US and across the advanced-country world.

  5. A student shows a combo pictures of three dictators, Austrian born Hitler, Castro and Stalin with Viktor Orban Attila Kisbenedek/Getty Images

    The Hungarian Government’s Failed Campaign of Lies

    The Hungarian government has released the results of its "national consultation" on what it calls the "Soros Plan" to flood the country with Muslim migrants and refugees. But no such plan exists, only a taxpayer-funded propaganda campaign to help a corrupt administration deflect attention from its failure to fulfill Hungarians’ aspirations.

  6. Project Syndicate

    DEBATE: Should the Eurozone Impose Fiscal Union?

    French President Emmanuel Macron wants European leaders to appoint a eurozone finance minister as a way to ensure the single currency's long-term viability. But would it work, and, more fundamentally, is it necessary?

  7. The Year Ahead 2018

    The world’s leading thinkers and policymakers examine what’s come apart in the past year, and anticipate what will define the year ahead.

    Order now