Additionally to the inequality that made it hard for large parts of the population, I think it is important to look at the psychological perception of debt. In the US a large population gets directly a credit card for free, takes huge loans for studies and building/buying homes. this has to be questioned and maybe copying a more conservative view such as credit has in most parts of western Europe might help.
Inequality is Killing Capitalism
Additionally to the inequality that made it hard for large parts of the population, I think it is important to look at the psychological perception of debt. In the US a large population gets directly a credit card for free, takes huge loans for studies and building/buying homes. this has to be questioned and maybe copying a more conservative view such as credit has in most parts of western Europe might help.